The letters R/D on a cheque shows that the cheque is
Answer Details
The letters R/D on a cheque stand for "Refer to Drawer". This means that the bank cannot honor the payment of the cheque because there is a problem with the account, such as insufficient funds or a mismatched signature. The bank sends the cheque back to the drawer's (the person who wrote the cheque) bank, asking them to clarify or resolve the issue before the cheque can be processed. Therefore, the correct option is (b) dishonoured.